Monthly Archives: September 2010

Something New

I’ve decided to try something that I haven’t done before.  I’m going to run a promotion. Anybody who calls me about an appointment during this week will get the opportunity to have all insurance policies of all types reviewed for … Continue reading

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Deductibles v. Premiums

A lot of people don’t think much about the effect that a deductible has on the premium.  Life insurance doesn’t have any deductibles, but most other types of insurance do. For instance, a 30-year-old woman with a $1,000 deductible on … Continue reading

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Financial Education, Part 2

Inflation A lot of people who retire these days have roughly $75,000.  The reason is because they were told forty years ago that they would need that much to retire.  So that’s what they saved. Now, today, $75,000 is an … Continue reading

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Financial Education, Part 1

Old-school insurance didn’t have anything to do with financial education.  The salesmen just pushed their policies and went on to the next customer.  You can still find a lot of insurance agencies who do things that way. But those of … Continue reading

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Annuity Basics

A lot of insurance companies sell more than just insurance.  Many life insurance companies also sell annuities.  A lot of people have heard of annuities without really knowing what they are. In the simplest terms, an annuity is like a … Continue reading

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