Category Archives: Health Insurance

Deductibles v. Premiums

A lot of people don’t think much about the effect that a deductible has on the premium.  Life insurance doesn’t have any deductibles, but most other types of insurance do. For instance, a 30-year-old woman with a $1,000 deductible on … Continue reading

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Free Quote Websites

Probably most people have run across websites or ads for websites that offer free quotes for either life insurance or health insurance.  Now those websites do have a useful purpose (sometimes).  They can give some people a sense of what … Continue reading

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The Philosophy of Health Insurance

A lot of people don’t understand the real purpose of health insurance or how it should be used.  Many want both the lowest possible copay and the lowest premium.  From there it tends to be a fairly short journey into … Continue reading

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